1. Acceptance of Terms
By accessing or creating an account on any website or application operated by Ogotto Holdings Limited ("Ogotto," "we," "our," or "us"), you agree to comply with and be bound by these Terms of Service. These terms apply to all Ogotto platforms, including utambuliSSO, OgottoPay, ineship, and all future platforms developed or maintained under the Ogotto ecosystem.
2. Unified Single Sign-On (SSO) & Data Collection
All authentication across current and future Ogotto platforms is centralized through our sovereign identity engine, utambuliSSO. Creating an account provides a unified digital identity used seamlessly across the entire Ogotto network.
During account registration and ongoing platform use, Ogotto collects and securely processes essential user information, including legal full names, verified email addresses, mobile phone numbers, and account credentials.
You are responsible for maintaining the confidentiality of your login credentials and multi-factor authentication devices, and for all activities conducted under your unified account.
3. Usernames, Platform Handles & Brand Protection
Usernames and unique handles chosen during registration are platform identifiers and do not constitute permanent intellectual or personal property.
If a registered business, brand, or trademark owner legitimately claims a username that corresponds to their legally protected name or mark, Ogotto reserves the full right to review, reassign, transfer, or reclaim that username. Accounts that register handles for domain squatting, brand impersonation, or resale will be reassigned or terminated without prior notice.
4. KYC & Identity Verification Obligations
To access financial orchestration features (such as rotating savings and automated payouts on OgottoPay), verified badge tiers (on ineship), or future regulated services, you agree to complete our Know Your Customer (KYC) verification process.
This requires providing accurate, valid government-issued identification documents (Kenyan National ID card, Passport, or Alien ID card copies), tax identifiers (KRA PIN), mobile phone numbers, and biometric liveness checks where legally mandated. Submitting falsified or third-party documents constitutes fraud and will result in immediate account termination and reporting to competent authorities.
5. Product Terms: OgottoPay
OgottoPay provides digital coordination and record-keeping software for rotating savings, chamas, and community investment groups:
- Chama Administration: Groups establish their own contribution terms, payout schedules, and member rules. Ogotto acts as a technology provider, not a bank or financial institution.
- Non-Banking Software Disclaimer: Funds transferred or tracked within chamas are processed through licensed payment service providers (e.g., M-PESA). Ogotto does not take deposits or guarantee returns on group investments.
- Ledger Accuracy: Members are responsible for reviewing and confirming group financial entries and multi-signature payout authorizations.
6. Product Terms: ineship
ineship is a social networking platform for dating and connecting with travel companions:
- Age Requirement: You must be at least 18 years of age to register or use ineship.
- User Conduct & Safety: You agree not to engage in harassment, hate speech, impersonation, unsolicited commercial solicitations, or fraudulent activities.
- Travel Companion Disclaimer: Users are solely responsible for verifying travel plans, meeting safety, and personal security when coordinating with travel companions offline.
- Content License: You retain ownership of photos and content posted to ineship, but grant Ogotto a worldwide, non-exclusive license to host and display your content on the platform.
7. Intellectual Property & Open Source
The core utambuliSSO identity engine software is released under the GNU AGPLv3 open-source license. All proprietary branding, logos, design assets, and commercial application code for OgottoPay, ineship, and future platforms remain the exclusive intellectual property of Ogotto Holdings Limited.
8. Governing Law & Dispute Resolution
These Terms of Service shall be governed by and construed in accordance with the laws of the Republic of Kenya. Any disputes arising out of or in connection with these terms or use of Ogotto platforms shall be submitted to the exclusive jurisdiction of the competent courts of Kenya.