OgottoPay
The modern Chama savings and Rotating Savings & Credit Association (ROSCA) platform. Pool group funds, automate contribution tracking, and disburse payouts with total trust.
Chama savings & payments, digitized.
OgottoPay digitizes traditional Chamas, investment groups, SACCOs, and community rotating savings with high-security financial infrastructure.
Secured by utambuliSSO authentication and Kenya DPA 2019-compliant KYC verification, OgottoPay provides transparent ledgers, automated M-PESA contribution tracking, multi-approver payout disbursements, and real-time financial reporting for group members.
Built for Trusted Communities & Financial Teams
Collective Group Pooling
Easily pool resources with structured contribution schedules, automated reminders, and real-time M-PESA reconciliation.
Transparent Ledgers
Real-time visibility into group finances. Every deposit, loan, and withdrawal is logged and instantly verifiable by all members.
Multi-Approver Payouts
Formalized quorum and multi-signature authorization to guarantee funds are disbursed safely according to constitutional rules.
Start your group's financial transformation
Modernize your group's coordination with the infrastructure of trust and automated payout orchestration.
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