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Product / Chama Savings App & Ogotto Pay

Tusonge Pamoja (Ogotto Pay)

The modern Chama savings and Rotating Savings & Credit Association (ROSCA) app. Pool group funds, automate contribution tracking, and disburse payouts with total trust.

Chama savings, digitized.

Tusonge Pamoja ("Moving Forward Together") powered by Ogotto Pay digitizes traditional Kenyan Chamas, investment groups, and community rotating savings.

Secured by UtambuliSSO authentication and Kenya DPA 2019-compliant KYC verification, Tusonge Pamoja provides transparent ledgers, automated M-PESA contribution tracking, multi-approver payout disbursements, and real-time financial reporting for group members.

Built for Trusted Communities

  • Collective Pooling

    Easily pool resources with structured contribution rules and automated tracking for every participant.

  • Transparent Ledgers

    Real-time visibility into group finances. Every deposit and withdrawal is logged and verifiable by all members.

  • Consensus Decisioning

    Formalized voting and decision-making tools to ensure collective funds are used according to agreed-upon rules.

Start your transformation

Modernize your group's coordination with the infrastructure of trust.

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